Every investment portfolio or retirement plan should have its own detailed structure and goals. Whether you are a young adult who is looking to grow your portfolio for retirement or an experienced investor who wants to simply hold on to what they have accumulated, there should be an individualized approach to your portfolio that is…

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Market Update: While this week’s decline in the market is concerning, I believe this is the market’s overreaction to uncertainty.  As measures are put into place to combat the Coronavirus, we’ll find that the market has over-corrected.  The number one thing clients should be concerned with is if their time horizon has changed.  If not,…

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While my two children share some characteristics, they are both very much individual and distinct people.   I’m always proud to watch them to think through issues and articulate their positions.  We have tried to teach them to be respectful whether they agree with someone or not.  If they do get into a debate, the use…

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Have you ever come to the realization that your understanding of something in your past was wrong? In other words, at a later point you became aware that your memory of an event or time period was false.  I’ll try to explain. At an early age, I considered myself to be a well read and…

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I have written previously of not being much of a gambler.  My first experience was at a young age pitching pennies against the stoop out in front a neighbor’s row home.  I was never happy about seeing my coins scooped up by a winner.  I started sticking loose change into a jar and focused on…

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Strange title, I know, but bear with me.  My father was a Chief Petty Officer in the U.S. Navy for 27 years.  Of his many assignments, some good, some bad, he got a plum one to report to the U.S. Embassy in Madrid.  By this time, my parents had 3 children.  My oldest brother was…

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Goals are curious things.  Some are short term, some long.  Some are incredibly easy to attain; others may take a lifetime.  And then some goals are achieved by just being patient.   My son drew this picture at the age of 7. It’s a picture of him parachuting with the caption: “When I grow up, I…

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I came home last March to find my daughter, Natalie, watching basketball playing on a TV and 2 laptops with a sheaf of brackets in her lap. Of course, it was the opening round of the NCAA basketball tournament. She has been a sports fan her whole life. I still cherish the memories of her…

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Forty years ago, two events occurred that did more to derail an entire industry than any other effort by activists at that time.  In March of 1979, the movie “The China Syndrome” was released.  It starred Jack Lemmon, Jane Fonda, and Michael Douglas.   Reviews of the film were overwhelmingly positive. The nuclear power industry pushed…

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I am no saint, as anyone who knows me can attest.  I suppose if I opened this article up to input from friends and family, a very lengthy tome could be produced.  I’m not sure how entertaining it would be, but it wouldn’t lack for detail. Negative or positive activities can turn into habits after…

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