“That wasn’t so bad, was it?” Soothing words of a nurse administering vaccine shots when I was a kid As many of you, I also grew up in the time of mass vaccination programs.  Schools were used as the site to deliver vaccines for polio (ever wonder where “A Spoonful of Sugar” came from?), DTP,…

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It’s a cliché to say how quickly kids grow up, but it’s rooted in some reality.  When a child is an infant, a parent’s clock slows way down.  Every movement of a new born is supervised and managed (especially the first born) to the extent a completely irrational being can be controlled.  As the child…

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“Cash is King” is a phrase used in various situations.  In an investing context, it’s mainly used when the markets are greatly overpriced, and an investor is sitting on the sidelines waiting for a pull-back.  As I’ve previously written, I do not try to time the market.  I’ve seen too many investors sitting patiently in…

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Growing up in my family, like any family, had its ups and downs.  My fondest memories were our trips to the beach.  For many summers, we traveled to North Wildwood, NJ to spend a few weeks by the ocean.  Eventually, everyone got jobs working at the beach and we stayed the entire summer.  My first…

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We just got back from a ski trip to Killington, VT.  While I greatly enjoyed spending time with the family, it again revealed my up and down relationship with skiing.  I love being outdoors, especially in the mountains.  I love the exercise and the fresh air.  I don’t love the lift lines, food lines, bathroom…

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I have been a fan of football all my life.  I never played organized football but enjoyed pick-up tackle games growing up.  There was limited complexity to our plays, but plenty of risk with no equipment.  As a casual observer of college and pro games I thought I had an idea of what was going…

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Running a marathon is often used as a metaphor for an event that is arduous, painful and ultimately, inspiring.  People who have not run one may consider it as simply overwhelming or impossible.  It’s not.  Over 500,000 runners finish a marathon every year in U.S. and Canada. Anyone can do it.  I repeat, anyone can…

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When my father retired from the Navy after 27 years of service, he found a job with ARA Services.  The company (now known as Aramark) had a special initiative tied to hiring veterans.   Upon joining the firm, he was awarded a small amount of shares in the publicly traded company.  My father told me that…

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When I was much younger, I was never hesitant to try risky endeavors.  At that age, many young people feel indestructible.  I certainly felt that way.  Jumping out of a plane from 10,000 feet seemed like a perfectly logical thing to do.  Too be honest, it was so much fun, I’d still be willing to…

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