All investment advisers are bound to a fiduciary standard that is regulated by the Securities and Exchange Commission (SEC) or state securities regulators. These standards hold advisers to a fiduciary standard that requires them to always put their client’s interests above their own. The standard consists of a duty of loyalty and care. For example,…

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When drafting a retirement plan, your plan should always be unique. Whether you are looking to retire in the coming years, or further down the road, your plan should suit your specific wants and desires. Visualize what you would most enjoy in your retirement, and begin planning, saving and consulting professionals such as those at…

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As many individuals near the age of retirement, ensuring that they have enough money to support their long-term retirement goals can feel overwhelming. Preparing for retirement is a taxing job, and without proper guidance, you may struggle to retire with the financial resources you both want and deserve. Here, wealth planning professional Peter O’Neill of…

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2020 has already brought with it a plethora of curveballs. Coronavirus has plagued the country and world in more ways than one—the stock market cratered while the coronavirus count steadily rose, and businesses, individuals and families in the country collectively held their breath in the initial days our government leaders debated whether or not all…

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At the end of 2019, we saw major changes in legislation that could impact financial planning and preparation for retirement. These new initiatives include The Social Security 2100 Act, The Secure Act, an increase in 401(K) contribution limits and more that could provide new opportunities for saving for the future, or at least inspire you…

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Every investment portfolio or retirement plan should have its own detailed structure and goals. Whether you are a young adult who is looking to grow your portfolio for retirement or an experienced investor who wants to simply hold on to what they have accumulated, there should be an individualized approach to your portfolio that is…

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There are several rules that every professional fiduciary must follow. Here, the certified financial planners at Fiduciam Wealth Management discuss the top five rules every fiduciary must follow.  Your Clients Best Interest Comes First   Unlike many other professions, a fiduciary has a legal obligation to place the best interest of their client ahead of everything…

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Fiduciaries are essential people in the business world. However, often, the first question asked in my line of work is “What exactly is a fiduciary? “simply put, a fiduciary is a person that acts on behalf of another person or persons to manage assets. However, the role of a fiduciary is much more than that.…

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We just got back from a ski trip to Killington, VT.  While I greatly enjoyed spending time with the family, it again revealed my up and down relationship with skiing.  I love being outdoors, especially in the mountains.  I love the exercise and the fresh air.  I don’t love the lift lines, food lines, bathroom…

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