Fiduciam Wealth Planning

About Us

Passion. Experience. Trust.

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It's more than a name.   It's our duty.  

Fiduciam is Latin for trust. We value your trust so much we made it part of our name.

 

 

 

A fiduciary duty is the highest standard of care. The person who has a fiduciary duty is called the fiduciary, and the person to whom he owes the duty, is typically referred to as the principal or the beneficiary. ... As a result, potential beneficiaries can have greater confidence in seeking out a fiduciary.”—Cornell University Law School, Legal Information Institute

 

Our Values

  • Trust is paramount to any relationship.  We want to earn your trust and will always strive to keep it. 
  • Transparency is important to us.  Clients know exactly how fees are charged in a simple and straightforward way. 
  • Before we commence a business relationship, we will ensure that it is mutually beneficial for all parties. 
  • If our services are not appropriate or do not meet your needs, we will try to provide access to other professionals.

 

 

 

Certifications & Affiliations

• CERTIFIED FINANCIAL PLANNER ™
• Member of Financial Planning Association®

 

What to Expect

While accounts are being opened and funded, clients can expect to begin the financial planning process.  This includes:

  1. Establishing and defining the client-planner relationship
  2. Gathering client data, including goals
  3. Analyzing and evaluating the client’s current financial status
  4. Developing and presenting recommendations and/or alternatives
  5. Implementing the recommendations
  6. Monitoring the recommendations

An important component of this dialogue is determining a client's risk.  Once a risk score is agreed upon, an appropriate asset allocation model is used to invest the portfolio.  We have created 5 models covering the gamut of conservative to aggressive allocations.  As circumstances change, clients can move into a different model as appropriate.  The specific investments in each model are primarily low cost Electronically Traded Funds (ETF) and mutual funds.